Real estate appraisal services for homeowners in the city of Georgetown and Williamson County

Check out the top seven reasons why TX homeowners hire MainStreet Learning:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Williamson county's assessment of your propertyworth
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Do you own a home in or near Georgetown? Do you need help deciding the price of your real estate?
Contact MainStreet Learning.

At MainStreet Learning, we understand the unique needs of a consumer after appraisal services. Our typical business clients get the appraisal process and the usual "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at MainStreet Learning will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. MainStreet Learning is qualified in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from MainStreet Learning is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. MainStreet Learning can provide you with an expert appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.